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	<title>ADI News &#187; Consumers</title>
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		<item>
		<title>Credit Card Companies Continuously Gaining Profit Despite New Rules</title>
		<link>http://www.adi-news.com/credit-card-companies-continuously-gaining-profit-despite-new-rules/23347/</link>
		<comments>http://www.adi-news.com/credit-card-companies-continuously-gaining-profit-despite-new-rules/23347/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 14:38:36 +0000</pubDate>
		<dc:creator>Jeniffer Winget</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit card charge]]></category>
		<category><![CDATA[credit card law]]></category>
		<category><![CDATA[credit card reform]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=3347</guid>
		<description><![CDATA[Despite the fact that the Credit ‘Card Accountability, Responsibility and Disclosure’ or CARD Act will took its place this August, and provide additional protections to consumers, most credit card company still have a capacity to blindside customers with hidden and unexpected card fees. Additionally, economists believe that due to the new regulation most card issuers [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>American Consumers Opening Fewer Credit Cards: New Yorkers have the most Open Plastics</title>
		<link>http://www.adi-news.com/american-consumers-opening-fewer-credit-cards-new-yorkers-have-the-most-open-plastics/23297/</link>
		<comments>http://www.adi-news.com/american-consumers-opening-fewer-credit-cards-new-yorkers-have-the-most-open-plastics/23297/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 14:00:48 +0000</pubDate>
		<dc:creator>Jeniffer Winget</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[banking business]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=3297</guid>
		<description><![CDATA[A recent study that was printed by Experian credit bureau shows that in the last three years consumers throughout the country opened 26% fewer new credit card accounts. The study found that most Americans consumers have become more budget and credit-conscious. The credit monitoring bureau reported that the published information is taken from consumer credit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Bank of America Mortgage Repurchase Requests Total $11.1B</title>
		<link>http://www.adi-news.com/bank-of-america-mortgage-repurchase-requests-total-11-1b/23302/</link>
		<comments>http://www.adi-news.com/bank-of-america-mortgage-repurchase-requests-total-11-1b/23302/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 14:00:26 +0000</pubDate>
		<dc:creator>Jeniffer Winget</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[insurer]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loam]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[mortgage repurchase]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=3302</guid>
		<description><![CDATA[Bank of America, biggest U.S. lending company by assets, announced that they are facing a very limited number of requests to repurchase soured mortgages out of securities which lacked government-support guarantees. Bank of America, headquartered in Charlotte, North Carolina, claimed that unsettled mortgage repurchase requests form investors and insurers totaled approximately $11B on June 30th [...]]]></description>
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		<item>
		<title>1992 Crowned Miss USA Shannon Marketic Caught Shoplifting Beauty and Baby Products</title>
		<link>http://www.adi-news.com/1992-crowned-miss-usa-shannon-marketic-caught-shoplifting-beauty-and-baby-products/23190/</link>
		<comments>http://www.adi-news.com/1992-crowned-miss-usa-shannon-marketic-caught-shoplifting-beauty-and-baby-products/23190/#comments</comments>
		<pubDate>Fri, 06 Aug 2010 08:30:35 +0000</pubDate>
		<dc:creator>Jeniffer Winget</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Featured News]]></category>
		<category><![CDATA[baby products]]></category>
		<category><![CDATA[beauty products]]></category>
		<category><![CDATA[Celebrity]]></category>
		<category><![CDATA[Celebrity Hairstyle]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[cosmetics]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[USA]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=3190</guid>
		<description><![CDATA[The 1992 crowned Miss USA Shannon Marketic has been arrested in Texas for allegedly shoplifting some $90 cosmetics from a Target department store in North Texas. The 38-years old former beauty queen, who has been released on unknown terms from Denton County Jail, was detained by Target department store loss prevention staff just before 9 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Car Loan for People with Bad Credit</title>
		<link>http://www.adi-news.com/car-loan-for-people-with-bad-credit/23180/</link>
		<comments>http://www.adi-news.com/car-loan-for-people-with-bad-credit/23180/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 17:10:02 +0000</pubDate>
		<dc:creator>Jeniffer Winget</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Car Loan]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=3180</guid>
		<description><![CDATA[Based on the recent research study conducted by independent research firm shows that more than 90% of people who buy a new or even used car is paying through loan. It is pretty uncommon to happen, and since car loan lender have a stringent policy in lending loans, only people with good credit history meet [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chase, Capital One, Discover, and Citigroup Boost Profit from Declining U.S Credit Card Delinquencies</title>
		<link>http://www.adi-news.com/chase-capital-one-discover-and-citigroup-boost-profit-from-declining-u-s-credit-card-delinquencies/23030/</link>
		<comments>http://www.adi-news.com/chase-capital-one-discover-and-citigroup-boost-profit-from-declining-u-s-credit-card-delinquencies/23030/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 17:00:40 +0000</pubDate>
		<dc:creator>Jonathan Cole</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[capital one]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[citigroup]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit card reward]]></category>
		<category><![CDATA[discover]]></category>
		<category><![CDATA[finance news]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=3030</guid>
		<description><![CDATA[Fitch Ratings reported last Thursday that five top banks, Citigroup, Bank of America, JPMorgan Chase, Capital One, and Discover, benefited lower credit card delinquency rates during the second quarter of the year. According to Fitch Ratings report, credit card payments which were 60 days or more late dropped in to 3.86% in the month of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wells Fargo Eradicate Penalty Interest Rates for Late Payers</title>
		<link>http://www.adi-news.com/wells-fargo-eradicate-penalty-interest-rates-for-late-payers/23011/</link>
		<comments>http://www.adi-news.com/wells-fargo-eradicate-penalty-interest-rates-for-late-payers/23011/#comments</comments>
		<pubDate>Tue, 03 Aug 2010 10:00:25 +0000</pubDate>
		<dc:creator>Jonathan Cole</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[banking business]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Penalty]]></category>
		<category><![CDATA[Reward]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=3011</guid>
		<description><![CDATA[The Wells Fargo management team, headquartered in San Francisco, California, publicized that the bank will eliminate the penalty interest rates on credit cards which are imposed when customers are 2 months or more late on their payments, according to Associated Press reports. The bank will be notify their customers regarding the change in their August [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Capital One and Chase Offers Credit Card Rewards</title>
		<link>http://www.adi-news.com/capital-one-and-chase-offers-credit-card-rewards/22982/</link>
		<comments>http://www.adi-news.com/capital-one-and-chase-offers-credit-card-rewards/22982/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 17:00:55 +0000</pubDate>
		<dc:creator>Rakesh Bhardwaj</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[capital one]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[credit card reward]]></category>
		<category><![CDATA[finance news]]></category>
		<category><![CDATA[minimum wager]]></category>
		<category><![CDATA[rich]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=2982</guid>
		<description><![CDATA[The banks competition is getting more intense within the rewards and cash-back credit card business. Some banks and cards offers airline miles while others provide gas and groceries rebates. The Capital One® VentureSM Rewards Credit Card pays customers who owned and used their in buying merchandise or in other daily necessities. The credit card company [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America Increases Loans to Support Small and Medium-Business and Boosts Job Creation in 2010</title>
		<link>http://www.adi-news.com/bank-of-america-increases-loans-to-support-small-and-medium-business-and-boosts-job-creation-in-2010/22843/</link>
		<comments>http://www.adi-news.com/bank-of-america-increases-loans-to-support-small-and-medium-business-and-boosts-job-creation-in-2010/22843/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 08:00:03 +0000</pubDate>
		<dc:creator>Jonathan Cole</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[banking business]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[finance news]]></category>
		<category><![CDATA[funds]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=2843</guid>
		<description><![CDATA[Bank of America announced that it loaned $45.4 billion in small and medium-sized business loans in the first half of 2010 to boost the job creation thus year. This amount represents an increase in lending of nearly $9 billion over the same period last year. “Small and medium-sized businesses are central to the nation’s economy [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Cards Transfer Wealth from Poor to Rich Consumers</title>
		<link>http://www.adi-news.com/credit-cards-transfer-wealth-from-poor-to-rich-consumers/22825/</link>
		<comments>http://www.adi-news.com/credit-cards-transfer-wealth-from-poor-to-rich-consumers/22825/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 16:00:37 +0000</pubDate>
		<dc:creator>Jonathan Cole</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[finance news]]></category>
		<category><![CDATA[minimum wager]]></category>
		<category><![CDATA[rich]]></category>

		<guid isPermaLink="false">http://www.adi-news.com/?p=2825</guid>
		<description><![CDATA[Credit card fees and rewards programs aggravate income inequality by acting as a transfer of money from poor and give it those who have the most, according to a Federal Reserve Bank of Boston study released Monday. The three researchers, Scott Schuh, Oz Shy, and Joana Stavins, argue that reducing card rewards and merchant fees [...]]]></description>
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		<slash:comments>0</slash:comments>
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